NHS Band 3 Pay — Take-Home Breakdown
Senior healthcare assistants, admin staff. Salary range: £24,937–£26,598 (2 pay points).
2025/26 Take-Home Breakdown
Take-home pay for each Band 3 pay point, assuming England tax rates, standard tax code (1257L), NHS Pension Scheme contributions, and no student loan.
| Year 1 | Year 2+ | |
|---|---|---|
| Gross | £24,937 | £26,598 |
| Pension tier | 6.5% | 6.5% |
| Pension | £1,621 | £1,729 |
| Taxable income | £23,316 | £24,869 |
| Income tax | £2,149 | £2,460 |
| National Insurance | £989 | £1,122 |
| Monthly take-home | £1,681 | £1,774 |
| Annual take-home | £20,177 | £21,287 |
Notes
- Figures use HMRC 2025/26 income tax and NI rates for England, Wales, and Northern Ireland.
- NHS pension tier boundaries are from the 2025/26 scheme year.
- Scotland has different income tax bands — Scottish take-home will differ.
- Student loan repayments are not included. Use the calculator for a personalised breakdown.
Related
- Band 2 Pay — £24,465
- Band 4 Pay — £27,485–£30,162
- NHS Pension Scheme — contribution tiers, NET pay, and how pension affects take-home
- NHS Take-Home Pay Calculator — personalised breakdown with student loans, salary sacrifice, and Scotland
- How UK Take-Home Pay Is Calculated — the PAYE deduction pipeline step by step
- All Resources