Last updated 27 April 2026
NHS Band 4 Salary
Band 4: £28,392 to £31,157 in 2026/27 across 2 pay points. After tax, NI and the 6.5%–8.3% pension contribution, that’s roughly £22,486 to £23,884 take-home a year in England. The 3.3% pay rise applied from April 2026 — see the full pay rise breakdown.
Full-time, standard tax code, no student loan.
NHS pay without the guesswork
Who’s in this band
Band 4 is where specialist support and technical roles sit. Roles such as assistant practitioner, pharmacy technician, dental nurse, healthcare science associate, maternity support worker, and trainee psychological wellbeing practitioner. These are roles that require specialist training or qualifications beyond the foundation skills expected at Band 3, but don’t yet require a degree-level registration.
What Band 4 pays
Band 4 has 2 pay points. You start at entry (£28,392) and reach the top of the band (£31,157) after two years, subject to meeting the national pay progression standards.
If you’re promoted from Band 3 to Band 4, your pay moves to the minimum of Band 4. Since adjacent bands don’t overlap, this always gives a pay rise. See pay on promotion for the full rule. Time served at Band 3 doesn’t count toward your Band 4 progression — your clock resets when you move bands.
For 2026/27, the headline pay award was 3.3%, but how it lands on your payslip depends on where you work. Scotland, Wales and Northern Ireland negotiate separately and the awards differ. The full picture is in the 2026/27 NHS pay rise breakdown. Rates are published by the NHS Employers website.
Your entire Band 4 salary falls within the basic-rate tax bracket (20%). The higher-rate threshold is a long way off — you won’t hit it from bank shifts or unsocial hours enhancements alone. Salary sacrifice arrangements ( cycle to work, EV lease schemes) reduce both your income tax and National Insurance, though they also reduce your pensionable pay. Try the Casomo Calculator to model the impact. For a step-by-step walkthrough of how pension, tax, and NI combine, see How UK Take-Home Pay Is Calculated.
Your Band 4 pension entitlements
You’re in contribution tier 3 of the NHS Pension Scheme, which means 6.5% of your gross pay goes to your pension. At Band 4 entry that’s £1,845 a year (£154/month); at the top it’s £2,586 (£216/month).
Whether to stay in the pension is a common question at this income, especially with rising living costs. Your contribution is 6.5%, and your employer adds around 23.7% on top — but the right answer depends on your circumstances, not a rule of thumb. Use the Casomo Calculator with pension toggled on and off to see exactly how it affects your monthly take-home, and make the decision that fits your situation.
If you want to understand how the NHS Pension Scheme works more generally — accrual rates, when you can take it, how the 1995/2008/2015 schemes interact — the NHS Pension Scheme guide covers the mechanics.