NHS Band 7 Pay — Take-Home Breakdown
Team leaders, advanced practitioners. Salary range: £47,810–£54,710 (3 pay points).
2025/26 Take-Home Breakdown
Take-home pay for each Band 7 pay point, assuming England tax rates, standard tax code (1257L), NHS Pension Scheme contributions, and no student loan.
| Year 1 | Year 2 | Year 5+ | |
|---|---|---|---|
| Gross | £47,810 | £50,273 | £54,710 |
| Pension tier | 9.8% | 9.8% | 10.7% |
| Pension | £4,685 | £4,927 | £5,854 |
| Taxable income | £43,125 | £45,346 | £48,856 |
| Income tax | £6,111 | £6,555 | £7,257 |
| National Insurance | £2,819 | £3,016 | £3,105 |
| Monthly take-home | £2,850 | £2,981 | £3,208 |
| Annual take-home | £34,195 | £35,775 | £38,494 |
Notes
- Figures use HMRC 2025/26 income tax and NI rates for England, Wales, and Northern Ireland.
- NHS pension tier boundaries are from the 2025/26 scheme year.
- Scotland has different income tax bands — Scottish take-home will differ.
- Student loan repayments are not included. Use the calculator for a personalised breakdown.
Related
- Band 6 Pay — £38,682–£46,580
- Band 8a Pay — £55,690–£62,682
- NHS Pension Scheme — contribution tiers, NET pay, and how pension affects take-home
- NHS Take-Home Pay Calculator — personalised breakdown with student loans, salary sacrifice, and Scotland
- How UK Take-Home Pay Is Calculated — the PAYE deduction pipeline step by step
- All Resources