NHS Band 6 Pay — Take-Home Breakdown
Senior nurses, specialist practitioners. Salary range: £38,682–£46,580 (3 pay points).
2025/26 Take-Home Breakdown
Take-home pay for each Band 6 pay point, assuming England tax rates, standard tax code (1257L), NHS Pension Scheme contributions, and no student loan.
| Year 1 | Year 2 | Year 5+ | |
|---|---|---|---|
| Gross | £38,682 | £40,823 | £46,580 |
| Pension tier | 9.8% | 9.8% | 9.8% |
| Pension | £3,791 | £4,001 | £4,565 |
| Taxable income | £34,891 | £36,822 | £42,015 |
| Income tax | £4,464 | £4,850 | £5,889 |
| National Insurance | £2,089 | £2,260 | £2,721 |
| Monthly take-home | £2,361 | £2,476 | £2,784 |
| Annual take-home | £28,338 | £29,711 | £33,405 |
Notes
- Figures use HMRC 2025/26 income tax and NI rates for England, Wales, and Northern Ireland.
- NHS pension tier boundaries are from the 2025/26 scheme year.
- Scotland has different income tax bands — Scottish take-home will differ.
- Student loan repayments are not included. Use the calculator for a personalised breakdown.
Related
- Band 5 Pay — £31,049–£37,796
- Band 7 Pay — £47,810–£54,710
- NHS Pension Scheme — contribution tiers, NET pay, and how pension affects take-home
- NHS Take-Home Pay Calculator — personalised breakdown with student loans, salary sacrifice, and Scotland
- How UK Take-Home Pay Is Calculated — the PAYE deduction pipeline step by step
- All Resources