Resources
Guides and reference data for UK payroll, pensions, and NHS pay bands.
- How UK Take-Home Pay Is Calculated
The PAYE deduction pipeline step by step: gross salary, pension, taxable income, income tax, NI, student loan, and take-home pay.
- UK Pension Types Explained
How NET pay, relief at source, and salary sacrifice pensions work — and how each affects your tax, NI, and take-home pay.
- NHS Pension Scheme
How NHS pension contribution tiers work, current rates for 2025/26, and the NET pay arrangement that affects your take-home pay.
- NHS Agenda for Change Pay Bands
How AfC pay bands work, who they cover, and take-home pay breakdowns for every band and pay point.