NHS Band 9 Pay — Take-Home Breakdown
Directors, chief officers. Salary range: £109,179–£125,637 (3 pay points).
2025/26 Take-Home Breakdown
Take-home pay for each Band 9 pay point, assuming England tax rates, standard tax code (1257L), NHS Pension Scheme contributions, and no student loan.
| Year 1 | Year 2 | Year 5+ | |
|---|---|---|---|
| Gross | £109,179 | £115,763 | £125,637 |
| Pension tier | 12.5% | 12.5% | 12.5% |
| Pension | £13,647 | £14,470 | £15,705 |
| Taxable income | £95,532 | £101,293 | £109,932 |
| Income tax | £25,645 | £28,208 | £33,391 |
| National Insurance | £4,194 | £4,326 | £4,523 |
| Monthly take-home | £5,474 | £5,730 | £6,001 |
| Annual take-home | £65,693 | £68,760 | £72,017 |
Notes
- Figures use HMRC 2025/26 income tax and NI rates for England, Wales, and Northern Ireland.
- NHS pension tier boundaries are from the 2025/26 scheme year.
- Scotland has different income tax bands — Scottish take-home will differ.
- Student loan repayments are not included. Use the calculator for a personalised breakdown.
Related
- Band 8d Pay — £91,342–£105,337
- NHS Pension Scheme — contribution tiers, NET pay, and how pension affects take-home
- NHS Take-Home Pay Calculator — personalised breakdown with student loans, salary sacrifice, and Scotland
- How UK Take-Home Pay Is Calculated — the PAYE deduction pipeline step by step
- All Resources