NHS Band 8c Pay — Take-Home Breakdown
Associate directors, heads of service. Salary range: £76,965–£88,682 (3 pay points).
2025/26 Take-Home Breakdown
Take-home pay for each Band 8c pay point, assuming England tax rates, standard tax code (1257L), NHS Pension Scheme contributions, and no student loan.
| Year 1 | Year 2 | Year 5+ | |
|---|---|---|---|
| Gross | £76,965 | £81,652 | £88,682 |
| Pension tier | 12.5% | 12.5% | 12.5% |
| Pension | £9,621 | £10,207 | £11,085 |
| Taxable income | £67,344 | £71,445 | £77,597 |
| Income tax | £14,370 | £16,010 | £18,471 |
| National Insurance | £3,550 | £3,644 | £3,784 |
| Monthly take-home | £4,119 | £4,316 | £4,612 |
| Annual take-home | £49,425 | £51,791 | £55,342 |
Notes
- Figures use HMRC 2025/26 income tax and NI rates for England, Wales, and Northern Ireland.
- NHS pension tier boundaries are from the 2025/26 scheme year.
- Scotland has different income tax bands — Scottish take-home will differ.
- Student loan repayments are not included. Use the calculator for a personalised breakdown.
Related
- Band 8b Pay — £64,455–£74,896
- Band 8d Pay — £91,342–£105,337
- NHS Pension Scheme — contribution tiers, NET pay, and how pension affects take-home
- NHS Take-Home Pay Calculator — personalised breakdown with student loans, salary sacrifice, and Scotland
- How UK Take-Home Pay Is Calculated — the PAYE deduction pipeline step by step
- All Resources